Oh No! My Basement Has Water In It, Am I Covered?
Discovering water in your basement can be very stressful. Whether it’s a small leak or a big flood, you might wonder, “Am I covered?” The answer depends on where the water came from and your insurance policy. Most home insurance covers damage from inside, like burst pipes. But, it might not cover damage from outside, […]
Property Risk of Flood: Protect Your Home’s Future
Is your home ready for sudden flood waters? The risk of flood is growing due to climate change. It’s changing where floods happen and making rain heavier. This leaves many homes at risk. FEMA says an inch of water can damage a home for up to $25,000. Homes in low- to moderate-risk zones are five […]
Worst Home Insurance Claim Mistakes To Avoid
Dealing with home insurance claims can be tough for many homeowners. It involves knowing your policy and documenting damage properly. The process is full of pitfalls that can hurt your claim. We’ll look at common mistakes and how to avoid them. Key Takeaways Thoroughly review your home insurance policy to understand coverage limits and exclusions. […]