We Have The Most Affordable Coverage to Secure Your Small Business
We can broker your quote between all of the top insurance companies.
About Us
As we look to the future, The Mello Agency remains firmly rooted in our core values, continuously striving to deliver unparalleled value and exceptional service. We are excited to be a part of your journey and look forward to serving you with dedication, passion, and unwavering commitment.
What We Offer
Business Auto Insurance
Is your business on the move? Whether you have a small fleet of vehicles or a single company car, our Business Auto Insurance is tailored to keep your wheels turning smoothly while providing the protection your business deserves.
Business Liability Insurance
Shield your small business from legal and financial risks with our Business Liability Insurance. We offer comprehensive coverage that protects you from potential lawsuits, accidents, and unexpected liabilities. Safeguard your assets and focus on growing your business with peace of mind.
Property Insurance
Protect your physical assets, from your office space to your equipment, with our Property Insurance. Our policies are tailored to your specific needs, ensuring that damage from fire, theft, or natural disasters won't disrupt your operations. Safeguard your investments and keep your business running smoothly.
Workers' Compensation
Ensure the well-being of your employees and comply with legal requirements by choosing our Workers' Compensation coverage. We offer a safety net for your workforce, providing financial support for medical expenses and lost wages in case of work-related injuries or illnesses. Prioritize your employees' welfare and foster a productive workplace.
Insurance for Entrepreneurs
Get ready to secure your business against unexpected challenges while optimizing coverage and reducing costs. Our Business Owners Policy (BOP) is the ultimate solution tailored to the diverse needs of entrepreneurs like you. We also specialize in Home-Based policies, offering comprehensive coverage whether your work is based in an office or at home. Your protection is assured, regardless of your business location.
Cybersecurity Insurance
In the digital age, protect your small business from cyber threats with our Cybersecurity Insurance. Safeguard sensitive data, customer information, and your online presence from cyberattacks and data breaches. We provide comprehensive coverage and expert guidance to keep your business secure in an increasingly interconnected world.
FAQS
How many business autos do you cover?
We cover less than 10 vehicles
Is business insurance required by law?
While requirements vary by location and industry, certain types of insurance may be legally required. For example, workers' compensation is mandatory in many places, and commercial auto insurance is often required if your business uses vehicles. Check local regulations and industry requirements to determine mandatory coverage.
How do I determine the right amount of coverage for my small business?
The amount of coverage needed depends on various factors, such as the size of your business, industry risks, and the value of your assets. Consider conducting a risk assessment and working with an insurance professional to determine appropriate coverage levels for your specific needs.
What is the difference between general liability and professional liability insurance?
General liability insurance typically covers bodily injury, property damage, and advertising injury claims. Professional liability insurance, on the other hand, is designed to protect businesses that provide professional services from claims of negligence, errors, or omissions related to their services.
How can I save on small business insurance premiums?
Several strategies can help save on insurance costs, including bundling multiple policies with a single insurer, implementing safety measures to reduce risks, maintaining a good claims history, and regularly reviewing and updating your coverage to ensure it aligns with your business needs.