Welcome To The Mello Agency

Your Trusted Financial Partner

Trust is paramount in financial advisory services. By choosing us as your financial partner, you're placing your trust in a team with a proven track record of helping clients navigate complex financial landscapes. We're committed to earning your trust through transparency, expertise, and personalized guidance.


Our Story: Guiding Financial Success

At The Mello Agency, we have a rich history of empowering individuals and businesses to achieve financial success. Founded with a vision to provide expert financial guidance and unparalleled customer service, our journey has been one of commitment, integrity, and a passion for helping our clients thrive. With a team of experienced financial advisors who are dedicated to staying at the forefront of industry trends, we've built a reputation for tailored solutions, transparent practices, and unwavering support. Our story is one of trust, expertise, and a genuine desire to see our clients prosper. Join us in shaping a brighter financial future today.

Trusted Advisors

Commitment to Your Financial Well-Being

A Team of Experts at Your Service


We Provided the Best Services

Comprehensive Financial Planning

We believe in the power of diversification and effective risk management. Our retirement solutions are designed to weather market fluctuations, ensuring your nest egg remains intact and continues to grow even in uncertain times.

Investment Management

We offer a wide array of investment options, allowing you to diversify your portfolio based on your preferences. Whether you're interested in stocks, bonds, real estate, or other investment vehicles, we provide the tools and expertise to build a portfolio that suits your individual financial objectives.

Retirement Planning

What sets us apart is our commitment to providing comprehensive wealth management solutions. We offer products for building, protecting, maintaining, and transferring wealth.

Estate Planning and Wealth Transfer

Taxes can significantly impact the wealth transfer process. Our solutions are strategically designed to minimize tax implications, allowing you to preserve more of your hard-earned assets for your heirs. Let's work together to optimize your financial strategy and minimize unnecessary tax burdens.




What is an annuity?

An annuity is a financial product that provides a series of payments made at equal intervals. It is typically used as a retirement income tool.

Are annuities a good option for retirement income?

Annuities can be a suitable option for retirement income, offering a guaranteed stream of payments. However, it depends on individual financial goals and circumstances.

How are annuity payments taxed?

Annuity payments are typically taxed as ordinary income. However, if the annuity was purchased with after-tax dollars, a portion of each payment may be considered a tax-free return of principal.

Should a long-term care policy be part of my retirement plan?

Long-term care (LTC) costs have the potential to significantly impact and even erode an individual's wealth. Long-term care services, which include assistance with activities of daily living and extended healthcare needs, can be expensive, and the costs can accumulate over an extended period.

What strategies do you have for transfer of wealth?

We have life insurance strategies that facilitate the transfer of wealth from one generation to another. These policies are often used as part of estate planning to preserve and pass on assets while providing financial protection for beneficiaries. There are several types of life insurance policies that can be utilized for wealth transfer purposes.